Deposit Calculator

Returns with interest capitalization and optional top-ups

Initial deposit

Annual interest rate, %

Term

Capitalization frequency

Add a fixed amount every month

Monthly top-up

With capitalization

Final amount—

Interest earned—

Average per month—

Without capitalization

Final amount—

Interest earned—

Average per month—

Total deposited—

Monthly schedule (0 months)

#	Interest	With cap.	No cap.

Estimate only. Interest accrues on the balance each month; “with capitalization” adds it to the balance at the chosen interval, “without” pays it out. The schedule shows the value at the end of each month. Taxes and bank-specific rounding are not included.